How to Check PF Balance Online & Offline: A Complete Guide

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Introduction

Checking your Provident Fund (PF) balance regularly is essential for financial planning, retirement security, and ensuring your savings are intact. Whether you’re a salaried employee or self-employed, knowing how to check your PF balance can help you verify contributions and plan your finances efficiently.

In this guide, we will explore four easy ways to check your PF balance both online and offline, ensuring you stay on top of your financial goals.

4 Easy Ways to Check Your PF Balance

1. Through EPFO Website

The Employees’ Provident Fund Organisation (EPFO) provides an official portal for users to check their PF balance online. Follow these steps:

  1. Visit the EPFO website. https://www.epfindia.gov.in/site_en/
  2. Click on “For Employees” > “Member Passbook”.
  3. Enter your Universal Account Number (UAN) and password.
  4. View your PF balance, transaction history, and employer contributions.

2. Using the UMANG Mobile App

The UMANG app, developed by the Indian government, offers a seamless way to check PF balance via your smartphone.

  1. Download the UMANG app from Google Play Store or Apple App Store.
  2. Navigate to EPFO Services and select “View Passbook”.
  3. Enter your UAN and verify your details using an OTP.
  4. Access your updated PF balance and withdrawal options.

3. Via SMS Service

If you’re looking for a quick way to check your PF balance, EPFO offers an SMS service.

  • Send “EPFOHO UAN” to 7738299899 from your registered mobile number.
  • Receive an instant SMS with your current PF balance details.

4. By Missed Call

A simple missed call can fetch your latest PF balance information, provided your UAN is linked to Aadhaar and PAN.

  • Dial 9966044425 from your registered mobile number.
  • An SMS with your PF balance details will be sent to you.

Why Checking Your PF Balance Matters

  • Financial Planning: Helps track savings and investment goals.
  • Contribution Verification: Ensures your employer is depositing funds.
  • Easy Withdrawals: Allows timely access to funds when required.

Final Thoughts

Checking your PF balance regularly is crucial for financial security and retirement planning. Whether you prefer online methods like the EPFO website and UMANG app, or offline options like SMS and missed calls, you have multiple ways to stay informed.

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